:root{--ink:#12303a;--mute:#41606a;--teal:#0e5a6b;--teal-d:#093f4c;--sun:#f4b13e;--sun-d:#b86e00;--cream:#fbf7ef;--mint:#e4f0ee;--line:#c9dcd8;--bad:#a63a2a;--ok:#1b7a49;--r:22px;--sh:0 10px 30px rgba(18,48,58,.12)}
*{box-sizing:border-box}html{font-size:112.5%;scroll-behavior:smooth}html[data-size="2"]{font-size:125%}html[data-size="3"]{font-size:140%}
body{margin:0;font-family:Lexend,Verdana,system-ui,sans-serif;font-size:1.15rem;line-height:1.65;color:var(--ink);background:var(--cream);overflow-x:hidden}
h1,h2,h3{font-family:Lora,Georgia,serif;line-height:1.2;margin:0 0 .5em;color:var(--teal-d)}h1{font-size:clamp(2.1rem,5vw,3.4rem)}h2{font-size:clamp(1.8rem,3.6vw,2.5rem)}h3{font-size:1.45rem}
p{margin:0 0 1em}a{color:var(--teal);text-underline-offset:.2em}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible,textarea:focus-visible{outline:4px solid var(--sun);outline-offset:3px}
img{max-width:100%;display:block}.w{max-width:1160px;margin:0 auto;padding:0 20px}.sec{padding:72px 0}.alt{background:var(--mint)}.lead{font-size:1.3rem;color:var(--mute);max-width:40ch}
.mock{background:var(--teal-d);color:#fff;font-size:.8rem;text-align:center;padding:6px 12px}.mock b{color:var(--sun)}
.skip{position:absolute;left:-999px;top:0;background:#fff;padding:12px;z-index:99}.skip:focus{left:8px;top:8px}
/* header */
header.top{position:sticky;top:0;z-index:50;background:rgba(251,247,239,.94);backdrop-filter:blur(8px);border-bottom:2px solid var(--line);transition:box-shadow .3s}header.top.sc{box-shadow:0 6px 20px rgba(18,48,58,.14)}
.bar{display:flex;align-items:center;gap:10px;min-height:78px;flex-wrap:nowrap;padding:8px 0}.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--teal-d);margin-right:auto}.logo img{width:50px;height:50px}.logo b{display:block;font-family:Lora,serif;font-size:1.2rem;line-height:1.1}.logo small{color:var(--mute);font-size:.85rem}
nav.main{display:flex;gap:4px}nav.main a{padding:10px 9px;border-radius:12px;color:var(--ink);text-decoration:none;font-weight:700;font-size:1rem}nav.main a:hover,nav.main a.on{background:var(--mint);color:var(--teal-d)}
.sz{border:2px solid var(--line);background:#fff;border-radius:12px;padding:8px 12px;font:inherit;font-weight:700;cursor:pointer;color:var(--teal-d);min-height:48px}
.menu{display:none;border:2px solid var(--teal);background:#fff;border-radius:12px;min-height:48px;padding:0 14px;font:inherit;font-weight:700;color:var(--teal-d)}
/* buttons */
.btn{display:inline-flex;align-items:center;gap:10px;min-height:58px;padding:14px 28px;border-radius:999px;background:var(--teal);color:#fff;font:inherit;font-weight:700;font-size:1.15rem;text-decoration:none;border:3px solid var(--teal);cursor:pointer;box-shadow:0 6px 0 var(--teal-d);transition:transform .15s,box-shadow .15s,background .2s;position:relative}
.btn:hover{transform:translateY(2px);box-shadow:0 4px 0 var(--teal-d);background:var(--teal-d)}.btn:active{transform:translateY(5px);box-shadow:0 1px 0 var(--teal-d)}
.btn.sun{background:var(--sun);border-color:var(--sun);color:#2a1b00;box-shadow:0 6px 0 var(--sun-d)}.btn.sun:hover{background:#ffc15e;box-shadow:0 4px 0 var(--sun-d)}
.btn.ghost{background:#fff;color:var(--teal-d);box-shadow:0 6px 0 var(--line)}.btn.ghost:hover{background:var(--mint)}.btn img{width:28px;height:28px}
.pulse::after{content:"";position:absolute;inset:-6px;border-radius:999px;border:3px solid var(--sun);animation:ring 2.4s infinite;pointer-events:none}@keyframes ring{0%{transform:scale(.96);opacity:.9}70%,100%{transform:scale(1.12);opacity:0}}
.row{display:flex;gap:18px;flex-wrap:wrap;align-items:center}
/* hero */
.hero{position:relative;overflow:hidden;padding:56px 0 40px;background:linear-gradient(160deg,#d9ecea 0%,#fbf7ef 70%)}
.blob{position:absolute;border-radius:50%;filter:blur(50px);opacity:.55;animation:drift 14s ease-in-out infinite alternate;pointer-events:none}.b1{width:380px;height:380px;background:#bfe0dc;top:-120px;left:-100px}.b2{width:300px;height:300px;background:#fde0ac;right:-80px;bottom:-60px;animation-delay:-6s}@keyframes drift{to{transform:translate(50px,36px) scale(1.15)}}
.hero .w{position:relative;display:grid;grid-template-columns:1.05fr 1fr;gap:40px;align-items:center}.eyebrow{display:inline-block;background:#fff;border:2px solid var(--line);border-radius:999px;padding:4px 16px;font-weight:700;color:var(--teal);font-size:1rem;margin-bottom:16px}
.phwrap{position:relative}.ph{border-radius:var(--r);overflow:hidden;box-shadow:var(--sh);border:6px solid #fff;background:var(--mint)}.ph img{width:100%;aspect-ratio:3/2;object-fit:cover}.hero .ph img{object-position:50% 12%;animation:kb 22s ease-in-out infinite alternate}@keyframes kb{from{transform:scale(1)}to{transform:scale(1.08) translate(-1.5%,-1%)}}
.chip{position:absolute;background:#fff;border-radius:18px;box-shadow:var(--sh);padding:12px 18px;font-weight:700;display:flex;align-items:center;gap:10px;animation:float 5s ease-in-out infinite;border:2px solid var(--line)}.chip img{width:42px;height:42px}.chip small{display:block;font-weight:400;color:var(--mute);font-size:.85rem;line-height:1.2}
.c1{left:-22px;bottom:-26px}.c2{right:-14px;top:-46px;animation-delay:-2.5s}@keyframes float{50%{transform:translateY(-10px)}}
.note{font-size:.95rem;color:var(--mute);margin-top:18px}
/* strip calculator */
.strip{background:#fff;border-radius:var(--r);box-shadow:var(--sh);border:2px solid var(--line);padding:22px;margin-top:-6px;position:relative}
.strip form{display:grid;grid-template-columns:repeat(3,1fr) 1.2fr;gap:16px;align-items:end}
label.f{display:block;font-weight:700;font-size:1rem;color:var(--teal-d)}label.f span.h{display:block;font-weight:400;color:var(--mute);font-size:.9rem}
.fi{width:100%;min-height:58px;margin-top:6px;border:3px solid var(--line);border-radius:14px;padding:10px 14px;font:inherit;font-size:1.2rem;background:#fff;color:var(--ink)}.fi:focus{border-color:var(--teal);outline:none;box-shadow:0 0 0 4px rgba(14,90,107,.18)}
.money{position:relative}.money::before{content:"$";position:absolute;left:14px;top:50%;transform:translateY(-10%);font-weight:700;color:var(--mute)}.money .fi{padding-left:30px}
.res{background:var(--teal-d);color:#fff;border-radius:18px;padding:14px 20px;text-align:center}.res small{display:block;opacity:.85;font-size:.9rem}.res b{font-family:Lora,serif;font-size:2.1rem;display:block;color:var(--sun)}
/* cards */
.grid{display:grid;gap:24px}.g3{grid-template-columns:repeat(3,1fr)}.g2{grid-template-columns:repeat(2,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:2px solid var(--line);border-radius:var(--r);padding:28px;box-shadow:0 4px 14px rgba(18,48,58,.06);transition:transform .25s,box-shadow .25s}.card:hover{transform:translateY(-6px);box-shadow:var(--sh)}
.card .ic{width:84px;height:84px;margin-bottom:10px;transition:transform .4s}.card:hover .ic{transform:rotate(-6deg) scale(1.1)}.card h3{margin-bottom:.3em}.card p:last-child{margin:0}
.big{font-family:Lora,serif;font-size:3rem;font-weight:700;color:var(--sun-d);line-height:1}
.step{position:relative;padding:0;overflow:hidden}.step img.pic{aspect-ratio:3/2;object-fit:cover;width:100%;transition:transform .6s}.step:hover img.pic{transform:scale(1.06)}.step .t{padding:20px 22px 24px}.step .n{position:absolute;top:12px;left:12px;background:var(--sun);color:#2a1b00;width:48px;height:48px;border-radius:50%;display:grid;place-items:center;font-weight:700;font-size:1.4rem;box-shadow:var(--sh)}.step .pw{overflow:hidden}
.two{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.checks{list-style:none;padding:0;margin:0}.checks li{display:flex;gap:14px;align-items:flex-start;padding:12px 0;border-bottom:2px dashed var(--line)}.checks li:last-child{border:0}.checks img{width:36px;height:36px;flex:none;margin-top:2px}
/* myths flip */
.myth{perspective:1000px;min-height:250px;cursor:pointer;border:0;background:none;padding:0;text-align:left;font:inherit;color:inherit}.myth .in2{position:relative;width:100%;height:100%;min-height:250px;transition:transform .7s;transform-style:preserve-3d}.myth.flip .in2{transform:rotateY(180deg)}
.myth .fc,.myth .bc{position:absolute;inset:0;border-radius:var(--r);padding:26px;backface-visibility:hidden;display:flex;flex-direction:column;justify-content:center;border:2px solid var(--line)}.myth .fc{background:#fff}.myth .bc{background:var(--teal-d);color:#fff;transform:rotateY(180deg);border-color:var(--teal-d);overflow:auto}
.myth .fc q{font-family:Lora,serif;font-size:1.5rem;color:var(--teal-d);quotes:"“" "”"}.myth .tag{font-weight:700;color:var(--bad);font-size:.9rem;text-transform:uppercase;letter-spacing:.08em}.myth .bc .tag{color:var(--sun)}.myth .hint{margin-top:12px;color:var(--teal);font-weight:700}
/* timeline */
.tl{display:grid;grid-template-columns:1fr 1.4fr 1.4fr 1fr;gap:6px;margin:30px 0 10px;text-align:center}.tl>div{padding:18px 8px;border-radius:14px;font-weight:700;position:relative;transform-origin:left;transform:scaleX(.2);opacity:0;transition:transform .8s cubic-bezier(.2,.8,.2,1),opacity .6s}.tl.in>div{transform:none;opacity:1}.tl>div:nth-child(2){transition-delay:.15s}.tl>div:nth-child(3){transition-delay:.3s}.tl>div:nth-child(4){transition-delay:.45s}
.tl small{display:block;font-weight:400;font-size:.9rem}.t0{background:#fde6bd}.t1{background:#bfe0dc}.t2{background:#9ccdc7}.t3{background:#ecd3cf;color:var(--bad)}
.tlm{display:flex;justify-content:space-between;font-size:.9rem;color:var(--mute);margin-bottom:20px}
/* forms/calc */
.panel{background:#fff;border:2px solid var(--line);border-radius:var(--r);padding:32px;box-shadow:var(--sh)}.panel h2{font-size:1.7rem}
.fg{display:grid;grid-template-columns:1fr 1fr;gap:20px}.fg .full{grid-column:1/-1}
.seg{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-bottom:24px}.seg label{border:3px solid var(--line);border-radius:16px;padding:16px;font-weight:700;cursor:pointer;display:flex;gap:12px;align-items:center;background:#fff;transition:.2s}.seg input{width:26px;height:26px;accent-color:var(--teal)}.seg label:has(input:checked){border-color:var(--teal);background:var(--mint)}.seg img{width:46px;height:46px}
.chk{display:flex;gap:14px;align-items:flex-start;font-weight:400;margin-top:14px;cursor:pointer}.chk input{width:28px;height:28px;flex:none;accent-color:var(--teal);margin-top:2px}
details.opt{margin-top:22px;border:2px dashed var(--line);border-radius:16px;padding:6px 18px}details.opt summary{font-weight:700;cursor:pointer;min-height:48px;display:flex;align-items:center;color:var(--teal)}
.out{background:var(--teal-d);color:#fff;border-radius:var(--r);padding:30px;position:sticky;top:100px}.out h3{color:#fff;font-size:1.3rem}.out .num{font-family:Lora,serif;font-size:3.3rem;color:var(--sun);line-height:1.1;margin:6px 0 10px}.out table{width:100%;border-collapse:collapse;margin:14px 0}.out td{padding:9px 0;border-top:1px solid rgba(255,255,255,.2);font-size:1.02rem}.out td:last-child{text-align:right;font-weight:700}.out ul{padding-left:1.2em}.out .bad{color:#ffd1c9}.out small{opacity:.85;display:block;margin-bottom:12px}
.calc{display:grid;grid-template-columns:1.25fr 1fr;gap:32px;align-items:start}
/* faq */
details.q{background:#fff;border:2px solid var(--line);border-radius:18px;margin-bottom:14px;overflow:hidden;transition:border-color .2s}details.q[open]{border-color:var(--teal)}details.q summary{cursor:pointer;list-style:none;padding:20px 24px;font-weight:700;font-size:1.25rem;display:flex;justify-content:space-between;gap:16px;min-height:64px;align-items:center;color:var(--teal-d)}details.q summary::-webkit-details-marker{display:none}details.q summary::after{content:"+";font-size:2rem;color:var(--teal);transition:transform .3s;line-height:1}details.q[open] summary::after{transform:rotate(45deg)}details.q .a{padding:0 24px 22px;animation:dn .4s}@keyframes dn{from{opacity:0;transform:translateY(-8px)}}
/* page head */
.ph-head{background:linear-gradient(160deg,#d9ecea,#fbf7ef);padding:48px 0 36px;position:relative;overflow:hidden}.ph-head .w{display:flex;gap:28px;align-items:center}.ph-head img.ic{width:110px;height:110px;animation:float 5s ease-in-out infinite}.crumb{font-size:1rem;margin-bottom:8px}
.disc{background:#fff7dc;border:3px solid var(--sun);border-radius:18px;padding:16px 22px;font-size:1rem;margin:36px 0}.src{font-size:.95rem;color:var(--mute)}
.cta{background:var(--teal-d);color:#fff;border-radius:28px;padding:44px;display:grid;grid-template-columns:auto 1fr;gap:36px;align-items:center;position:relative;overflow:hidden}.cta h2{color:#fff}.cta img.z{width:200px;height:240px;object-fit:cover;border-radius:22px;border:6px solid #fff}.cta a:not(.btn){color:var(--sun)}.cta p{color:#e1eef0}.cta .lic{font-size:.95rem;opacity:.9}
.art{max-width:760px}.art h2{font-size:1.9rem;margin-top:1.6em}.art p{font-size:1.2rem}.art table{border-collapse:collapse;width:100%;margin:18px 0;font-size:1.05rem}.art td,.art th{border:2px solid var(--line);padding:10px 12px;text-align:left}.art th{background:var(--mint)}
.prog{height:16px;border-radius:99px;background:var(--line);overflow:hidden;margin:12px 0 20px}.prog i{display:block;height:100%;width:0;background:var(--ok);transition:width .5s}
.steps{counter-reset:s;list-style:none;padding:0}.steps li{counter-increment:s;display:flex;gap:18px;margin-bottom:18px;background:#fff;border:2px solid var(--line);border-radius:18px;padding:20px}.steps li::before{content:counter(s);flex:none;width:52px;height:52px;border-radius:50%;background:var(--teal);color:#fff;display:grid;place-items:center;font-weight:700;font-size:1.5rem}
/* footer */
footer{background:var(--teal-d);color:#d9e8ea;padding:56px 0 32px;margin-top:0}footer a{color:#fff}footer h4{color:var(--sun);margin:0 0 10px;font-size:1.1rem}footer ul{list-style:none;padding:0;margin:0}footer li{margin-bottom:6px}.fine{font-size:.95rem;border-top:1px solid rgba(255,255,255,.2);margin-top:30px;padding-top:20px}
.call{position:fixed;right:16px;bottom:16px;z-index:60;display:none}
/* reveal */
.rv{opacity:0;transform:translateY(30px);transition:opacity .8s,transform .8s cubic-bezier(.2,.8,.2,1)}.rv.in{opacity:1;transform:none}.d1{transition-delay:.12s}.d2{transition-delay:.24s}.d3{transition-delay:.36s}
@media(max-width:1260px){nav.main{display:none;position:absolute;top:100%;left:0;right:0;background:var(--cream);flex-direction:column;padding:12px 20px 20px;border-bottom:2px solid var(--line)}nav.main.open{display:flex}nav.main a{font-size:1.2rem;padding:16px}.menu{display:inline-block}header.top .w{position:relative}}
@media(max-width:1000px){.hero .w,.two,.calc,.cta{grid-template-columns:1fr}.g3,.g4{grid-template-columns:1fr 1fr}.strip form{grid-template-columns:1fr 1fr}.out{position:static}}
@media(max-width:640px){.sec{padding:52px 0}.g3,.g4,.g2,.fg,.seg,.strip form{grid-template-columns:1fr}.hero{padding-top:32px}.chip{position:static;margin-top:12px;animation:none}.cta{padding:28px}.cta img.z{width:150px;height:180px}.bar .hide-s{display:none}.ph-head .w{flex-direction:column;align-items:flex-start}.tl{grid-template-columns:1fr 1fr}.call{display:block}.panel{padding:22px}.btn{width:100%;justify-content:center}}
@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}.rv,.tl>div{opacity:1;transform:none}html{scroll-behavior:auto}}
@media print{header.top,footer,.cta,.mock,.call,.no-print{display:none}body{background:#fff}}

.two>*,.calc>*,.cta>*{min-width:0}
.myth{display:block;width:100%}.myth .in2{display:block}.myth .fc span,.myth .bc span{display:block}
.pic{aspect-ratio:3/2;object-fit:cover;width:100%;display:block}
nav.main a,.sz,.bar .btn,.menu{white-space:nowrap}.calc .fg{grid-template-columns:1fr}.btn.call{width:auto;left:auto;padding:12px 22px;min-height:52px}
@media(max-width:640px){.logo small{display:none}.logo b{font-size:1.05rem}.sz{padding:8px 10px;font-size:.9rem}.bar{gap:8px}}
.logo{flex:none;white-space:nowrap}nav.main a{font-size:.95rem;padding:10px 8px}@media(max-width:1500px){.logo small{display:none}}
.art table{display:block;overflow-x:auto}